CCRC (Life Care Community) in Dallas | Ventana by Buckner

Life Care in Dallas at Ventana’s Continuing Care Retirement Community

The decision to move to a Life Care community, or Continuing Care Retirement Community (CCRC) like Ventana, will ultimately free you or family members from the likelihood of having to make far more difficult decisions in the years to come.

That’s because at a Life Care senior living community, members pay a one-time, largely refundable entry fee, as well as a monthly service fee, in exchange for a Life Care benefit.

What is Life Care?

Life Care communities, or Continuing Care Retirement Communities (CCRCs), are the most comprehensive of all contract types.

Not only does the Life Care benefit cover the cost of independent living, but it also provides peace of mind to seniors in the event that higher levels of care are needed.

For members of our continuing care retirement community, access to private accommodations at predictable rates will be provided as needed over the course of a lifetime, including:

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Life Care Communities in Dallas, TX

At Ventana by Buckner, you can enjoy the peace of mind of knowing that all of the “what-ifs” of the future are covered. When treatment is needed, you know where you will receive it, who will provide it and what it will cost.

As a member of Ventana by Buckner, you enjoy the added assurance of receiving the finest senior care available at costs well below market rate—an important consideration for estate planning.

What’s the Difference Between a CCRC and an Ownership Community?

The primary difference between ownership communities and CCRCs like Ventana is that ownership communities typically do not include any coverage for Assisted Living or Skilled Nursing care. In addition, ownership communities may not have a continuum of care conveniently available on the same campus like a CCRC. Residents in an ownership community are also responsible for the resale of their home and for payment of a monthly fee until their home is resold (even after they have moved out).

What’s the Difference Between a CCRC and a Rental Community?

The primary difference between CCRCs and rental communities is that rental communities typically do not include Assisted Living or Skilled Nursing care. If a resident develops the need for these services, the cost of care is fully the resident’s responsibility. Also, since these additional services are not available on-site, those requiring care may need to move away from the community at their greatest time of need, whereas these services would always be available at a continuing care retirement community.

Another key difference is that rental communities are not subject to the same oversight and regulations as CCRCs. The Texas Department of Insurance is charged with monitoring the financial solvency of Ventana.

How is a CCRC Regulated? 

The Texas Department of Insurance (TDI) is responsible for regulating the state’s CCRCs. In Texas, a CCRC offers a continuing care contract that includes a promise to provide one or more elements of care in exchange for the payment of an entrance fee (often partially refundable) and periodic charges, or both. CCRCs typically offer three types of living accommodations: Independent Living, Assisted Living and Skilled Nursing care. The cost of Assisted Living and Skilled Nursing care is either partially or fully covered by both the entrance and monthly fee.

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