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Life Care

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ABOUT LIFE CARE IN DALLAS AT VENTANA’S CONTINUING CARE RETIREMENT COMMUNITY

The decision to move to a Continuing Care Retirement Community (CCRC) or Life Plan Community that offers Life Care like Ventana, will ultimately free you or family members from the likelihood of having to make far more difficult decisions in the future.

That’s because choosing a Life Care plan at a senior living community means Members pay a one-time, largely refundable entrance fee, as well as a monthly service fee in exchange for a Life Care benefit. With a Life Care plan, you are guaranteed health care – such as assisted living, rehabilitation or skilled nursing – at predictable rates below the Dallas area’s typical health care rates.

About Ventana By Buckner

Life Care communities offer the most comprehensive of all contract types. Not only does the Life Care benefit cover the cost of independent living, but it also provides peace of mind to seniors in the event that higher levels of care are needed.

For Members of Ventana’s CCRC, access to private accommodations at predictable rates will be provided as needed over the course of a lifetime through our Life Care plan. These services include:

  • Assisted living
  • Memory care
  • Rehabilitation
  • Skilled nursing or long-term care

LIFE CARE COMMUNITIES IN DALLAS, TEXAS

At Ventana, you can enjoy the security of knowing that all the “what-ifs” of the future are covered. If and when treatment or care is needed, you know where you will receive it, who will provide it and what it will cost.

Our entrance fee, which is a one-time payment based on the size of the apartment our Members select, starts at $343,900 for a 0% refundable or what is often called a “traditional” contract type. We offer three contracts, so there are options that suit your financial situation. Depending on the contract type you choose, your entrance fee as a Ventana Member is up to 90% refundable.

As a Member of Ventana, you enjoy the assurance of receiving the finest senior care available at costs well below the Dallas-area market rate – an important consideration for estate planning.

WHAT’S THE DIFFERENCE BETWEEN A CCRC AND AN OWNERSHIP COMMUNITY?

The primary difference between ownership communities and CCRCs like Ventana is that ownership communities typically do not include assisted living or skilled nursing care. In addition, ownership communities may not offer a continuum of care conveniently available on-site like a CCRC. Residents in an ownership community are also responsible for the resale of their home and for payment of the community’s monthly service fee until their home is resold (even after they have moved out).

WHAT’S THE DIFFERENCE BETWEEN A CCRC AND A RENTAL COMMUNITY?

The primary difference between CCRCs and rental communities is that rental communities typically do not include assisted living or skilled nursing care. If a resident develops the need for these services, the cost of care is fully the resident’s responsibility. Also, since these additional services are not available on-site, those requiring care may need to move at their greatest time of need, whereas these services would always be available at a continuing care retirement community.

Another key difference is that rental communities are not subject to the same oversight and regulation as CCRCs. The Texas Department of Insurance is charged with monitoring the financial solvency of Ventana.

HOW IS A CCRC REGULATED?

The Texas Department of Insurance is responsible for regulating the state’s CCRCs. In Texas, a CCRC offers a continuing care contract that includes a promise to provide one or more elements of care in exchange for the payment of an entrance fee (often partially refundable) and periodic charges, such as a monthly service fee, or both. CCRCs typically offer three types of living accommodations: independent living, assisted living and skilled nursing care. The cost of assisted living and skilled nursing care is either partially or fully covered by both the entrance and monthly service fees.